From June 1, 2023, PKO Bank Polski offers a new 6-month IKO birthday deposit. The interest rate on the deposit can reach 10%. per year after meeting at least one of the three conditions in the mobile application.
From June 1st. PKO Bank Polski presents a new 6-month IKO Birthday deposit in a mobile application. Its interest rate can reach 10%. per year, if the deposit holder fulfills at least one of the 3 conditions: buys units of any PKO TFI fund or any insurance from PKO Ubezpieczenia in the IKO mobile application, or launches any standing order from an IKO account. One of these conditions must be met by October 31 of the current year. If the condition is not met, the interest rate on the IKO Birthday Deposit will be 5%. in year.
– We are modifying the deposit offer in accordance with changes in the market, constantly taking care of its attractiveness. The IKO birthday deposit is an attractive offer for people who want to profitably invest their savings and at the same time draws their attention to other elements of our offer that may be equally interesting. All those who are interested in investing their savings in the new deposit of PKO Bank Polski should not hesitate to make a decision, said Dariusz Szwed, Vice President of the Board of PKO Bank Polski, who oversees the work of the Board.
One individual account - one deposit per birthday
The owner of an individual account with PKO Bank Polski can open one IKO deposit by his birthday. In the case of people with a joint account, one person can open a deposit. A maximum of PLN 50,000 can be invested in this deposit (minimum payment PLN 1,000). For the duration of the “IKO Birthday Deposit” offer, the possibility of opening a Mobile deposit is suspended. In addition, the bank removes the Good Morning deposit for new customers from its offer and reduces the interest rate on a 3-month deposit for new funds from 7 to 6 percent. for individual clients and from 7.5 to 6.5 percent. for Personal Banking and Private Banking clients.
Offer for pensioners without changes
No change - 6 percent. per year - the interest rate on the annual deposit for pensioners remains: Lokata 60+ and 6-month deposit under the Autolokacja III Specialized Investment Program - 8 percent. in year. Autolocation is an interesting offer for clients who want to try an alternative form of savings in relation to deposits, which is PKO TFI investment funds. It allows for a gradual transfer of savings from the deposit to fund units. The minimum payment for Autolocation III is PLN 10,000. PLN, of which 1/7 of the bank deposit is transferred to the investment fund chosen by the client during the launch of the program and on a monthly basis. This solution allows you to average the purchase price of fund units and reduce investment risk. After 6 months, the entire amount is invested in the fund, and the interest on the deposit is paid to the account of the Autolokacja III holder.
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PKO Bank Polski is the undisputed leader in the Polish banking sector, with assets worth PLN 444 billion. In the first quarter of 2023, the bank received about PLN 1.5 billion in net profit. The company serves 11.7 million customers. It is the main provider of financial services for all customer segments, achieving the highest market shares in the deposits, loans and private equity funds markets. Thanks to the development of digital tools, including the IKO app, which has been activated by customers over 7.4 million times, PKO Bank Polski is the most mobile bank in Poland.
Source: Wprost
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