This request needs to be done quickly. Otherwise, your pension will be less.

According to calculations and data from the Central Statistical Office, the average Pole will live much longer than previously thought. For this reason, there is a high risk that ZUS will calculate a lower pension benefit amount. The changes will take effect from the beginning of April, so this is the last moment to take care of your finances. Just don’t forget to apply.

Since April, pensions have been reduced. worth applying

Since we are waiting for the calculation of benefits based on new statistics, it is worth applying for a pension before March 31. Otherwise, we may lose a lot. Applications submitted between April 1 and March 31, 2024 will be calculated differently than previous applications.

Benefits for new applications will be lower by about 6.66%. This means that if someone collected PLN 400,000 in ZUS contributions and could count on a pension of PLN 1,674, after submitting an application after March 31, 2023, he will receive a benefit of PLN 101 less. Summing up, such a person will lose almost 1000 zł per year.

Fewer benefits because retirees will live longer

The reason for this turn of events is the calculation of the statistical life expectancy of the Poles - the Central Statistical Office annually presents new data on this issue. It turns out that the average life expectancy of a 60-year-old person increased by 15.4 months, and a 65-year-old - by 13.8 months. This, among other things, these data affect the assignment of pension benefits.

Fortunately, many people still have a chance to prevent their pension from being cut. Just remember these terms:

• You do not want your pension to be reduced: apply for a pension by March 31, 2023.

• Applications submitted between April 1, 2023 and March 31, 2024 will result in a reduction in pension.

While the general news is good - the fact that our life expectancy is increasing can positively affect our mood - the sad fact is that it means less comfort and less money. People who are late in filing applications will have to tighten their belts even more, and the prices of goods and services are regularly rising.

How to apply for an allowance?

An application for pension benefits must be submitted to ZUS. This can be done in the traditional way - in writing, by filling out the appropriate forms available on the website or in the institution, or electronically. Applications can also be submitted orally for registration at a ZUS institution. In addition, they can be submitted through the PUE platform.