On March 14, the Council of Ministers adopted a draft law on the First Apartment program. The representative of the government named the date of voting in the Seimas.
The Council of Ministers adopted a draft law on the introduction of the “First Apartment” program. The decision, prepared by the Ministry of Development and Technology, will now be voted on by the Seimas.
First apartment ASAP
Government spokesman Petr Müller was asked on RMF FM radio about the most likely date for the bill to be voted on. Whether it is necessary to expect, what the Diet will express the opinion already at following session on April, 12-14th?
– Rather, yes, because we want these loans to be available from July. We are determined that this will be the next session of the Seimas - This was stated by government spokesman Peter Muller.
First apartment program
According to the draft law, the loan is provided with a fixed interest rate of 2 percent. persons under 45 will be eligible to purchase their first apartment. The loan amount must be up to 500,000. PLN in the case of a one-person family and 600,000 PLN. PLN in the case of a family of several people.
Apartments on both the primary and secondary markets are allowed to participate in the program. The program does not imply restrictions on the area of the apartment. The state subsidy is designed for 10 years.
We stick to this date. We stick to the schedule and arrive on time. We want this loan and housing bill to be included in the proposals on July 1, Minister Waldemar Buda said on March 14. – In 2023, we do not foresee any restrictions. In the future, such restrictions will be imposed for budgetary reasons. However, there is no hurry, the program is designed for five years, so everyone can use it, the minister added.
Savings account for the purchase of an apartment
At the same time, housing accounts can be opened by persons under 45 years of age who have saved up for their first apartment, with a surcharge at the level of the aggregate inflation rate for the entire period of accumulation.
Monthly payments should be in the range of 500 to 2 thousand. zlotys in the period from 3 to 10 years. If the invested amount is used for housing purposes, the depositor will be able - in addition to the interest rate offered by the bank - to receive an additional bonus in the amount of the cumulative inflation rate over the accumulation period of five years.
The amount of payments - according to the project - may change, but it should be between 500 and 2000 zlotys. PLN, you will be able to skip one payment per year.
Source: Wprost
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